Stock AnalizEquifax Inc. EFX
Finance: Consumer Services · data as of November 13, 2026
Equifax Inc. (EFX) is a financial company listed in the US with a market value of about $22.0B. In the twelve months to September 30, 2026 it had revenue of $6.6B and net income of $743M, a net margin of 11.3%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is shareholder returns (3/5); the weakest is value (1/5).
Key numbers: a P/E of 30.4, a price to free cash flow of 19.9, 5-year revenue growth of 8% a year, a 5-year average ROIC of 8%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 37% below the current price.
Score: 2.0 / 5
Checks passed
- P/FCF below 20
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- Positive free cash flow
- Interest covered more than 5 times
- Pays a dividend
Checks not passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.6B | $6.1B | $5.7B | $5.3B | $5.1B | $4.9B | $4.1B | $3.5B | $3.4B | $3.4B | $3.1B |
| Net income | $743M | $660M | $604M | $545M | $696M | $744M | $520M | -$384M | $310M | $587M | $489M |
| Free cash flow | $1.1B | $1.1B | $813M | $516M | $133M | $866M | $525M | -$86M | $350M | $598M | $650M |
| EPS (diluted) | $6.18 | $5.32 | $4.84 | $4.40 | $5.65 | $6.02 | $4.24 | $-3.15 | $2.56 | $4.83 | $4.04 |
| Net margin | 11.3% | 10.9% | 10.6% | 10.4% | 13.6% | 15.1% | 12.6% | -10.9% | 9.1% | 17.5% | 15.5% |
| ROIC | — | 8.4% | 7.9% | 7.0% | 8.1% | 10.1% | 6.9% | -5.1% | 6.7% | 11.3% | 10.5% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 20 analysts is $201.10, 7% above the current price; targets range from $155.00 to $245.00; the consensus rating is “Buy”; expected EPS is $8.50 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Equifax’s P/E ratio?
About 30.4, based on the last twelve months of diluted earnings per share (forward P/E about 21.3).
Is Equifax stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 37% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Equifax pay a dividend?
Yes. The dividend yield is about 1.19%, and it has paid dividends for 10 years in our data.
Is Equifax a good stock to buy?
We do not give buy or sell advice. Equifax scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.