Stock AnalizEllington Financial Inc. EFC
Real Estate · IPO 2010 · data as of November 13, 2026
Ellington Financial Inc. (EFC) is a financial company listed in the US with a market value of about $1.4B. In the twelve months to September 30, 2026 it had revenue of $490M and net income of $205M, a net margin of 41.8%.
Its overall Stock Analiz score is 2.6 out of 5 (average). The strongest part is value (4/5); the weakest is financial health (1/5).
Key numbers: a P/E of 6.8, 5-year revenue growth of 48% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 6% above the current price.
Score: 2.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 5-year EPS growth above 10% a year
Checks not passed
- P/FCF below 20
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
- Positive free cash flow
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $490M | $336M | $306M | $277M | $60M | $151M | $47M | $93M | — | — | — |
| Net income | $205M | $119M | $118M | $61M | -$85M | $125M | $17M | $56M | $47M | $34M | -$16M |
| Free cash flow | -$311M | -$925M | -$431M | -$242M | $42M | $49M | $119M | $79M | — | — | — |
| EPS (diluted) | $1.63 | $1.19 | $1.36 | $0.89 | $-1.43 | $2.58 | $0.39 | $1.76 | $1.52 | $1.04 | $-0.48 |
| Net margin | 41.8% | 35.3% | 38.6% | 22.0% | -142.2% | 83.0% | 37.0% | 60.6% | — | — | — |
| ROIC | — | — | — | — | — | — | — | — | 5.2% | 4.1% | 4.4% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $14.43, 30% above the current price; targets range from $13.00 to $16.00; the consensus rating is “Buy”; expected EPS is $2.05 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Ellington Financial’s P/E ratio?
About 6.8, based on the last twelve months of diluted earnings per share (forward P/E about 5.8).
Is Ellington Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 6% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Ellington Financial pay a dividend?
Yes. The dividend yield is about 14.04%, and it has paid dividends for 10 years in our data.
Is Ellington Financial a good stock to buy?
We do not give buy or sell advice. Ellington Financial scores 2.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.