Stock Analiz

Circle Internet Group, Inc. CRCL

Finance: Consumer Services · IPO 2025 · data as of November 13, 2026

$62.20Market cap $16.0B
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Circle Internet Group, Inc. (CRCL) is a financial company listed in the US with a market value of about $16.0B. In the twelve months to September 30, 2026 it had revenue of $3.0B and net income of $463M, a net margin of 15.3%.

Its overall Stock Analiz score is 1.2 out of 5 (weak). The strongest part is financial health (3/5); the weakest is value (0/5).

Key numbers: a P/E of 36.0, a price to free cash flow of 22.8, a 5-year average ROIC of 28%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 68% below the current price.

Score: 1.2 / 5

Value0/5
Future growth2/5
Track record1/5
Financial health3/5
Shareholder returns0/5

Checks passed

  • Revenue growth above 10% last year
  • Strong R&D investment or growth above 20%
  • 5-year average ROIC above 12%
  • More cash than debt, or low debt to equity
  • Positive free cash flow
  • Debt below 3 years of free cash flow

Checks not passed

  • P/E below 25
  • P/E below the industry median
  • P/FCF below 20
  • Price below intrinsic value (DCF, moderate assumptions)
  • PEG below 1.5
  • 3-year revenue growth above 10% a year
  • Profit margin improving
  • 3-year free cash flow growth above 10% a year

Valuation

P/E (TTM)36.0
Forward P/E61.9
P/FCF22.8
P/S5.3
P/B4.1
EV/EBITDA31.2
PEG—
Dividend yield0.00%
FCF yield4.4%
Shareholder yield0.0%
Intrinsic value vs. price−68%

Growth and quality

Revenue growth (1 yr)63.9%
Revenue growth (5 yrs, per year)—
EPS growth (5 yrs, per year)—
FCF growth (3 yrs, per year)—
Net margin (5-yr avg.)8.4%
ROIC (5-yr avg.)28.2%
Profitable years (of last 10)2
Years paying a dividend—

Financials, last 3 years

Fiscal yearTTM202520242023
Revenue$3.0B$2.7B$1.7B$1.5B
Net income$463M-$70M$156M$268M
Free cash flow$699M$530M$326M$139M
EPS (diluted)$1.73$-0.44$0.30$0.78
Net margin15.3%-2.5%9.3%18.4%
ROIC—-1.9%18.9%67.6%

From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.

What analysts expect

The average 12-month price target from 24 analysts is $102.37, 65% above the current price; targets range from $34.00 to $243.00; the consensus rating is “Buy”; expected EPS is $1.29 for the fiscal year ending December 31, 2026.

Frequently asked questions

What is Circle Internet Group’s P/E ratio?

About 36.0, based on the last twelve months of diluted earnings per share (forward P/E about 61.9).

Is Circle Internet Group stock undervalued?

Our DCF model with moderate assumptions puts its intrinsic value about 68% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.

Does Circle Internet Group pay a dividend?

Not currently.

Is Circle Internet Group a good stock to buy?

We do not give buy or sell advice. Circle Internet Group scores 1.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.

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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.