Stock AnalizBankUnited, Inc. BKU
Savings Institutions · IPO 2011 · data as of November 13, 2026
BankUnited, Inc. (BKU) is a financial company listed in the US with a market value of about $3.0B. In the twelve months to September 30, 2026 it had revenue of $1.1B and net income of $274M, a net margin of 24.3%.
Its overall Stock Analiz score is 3.2 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 11.8, a price to free cash flow of 6.4, 5-year revenue growth of 4% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 15% above the current price.
Score: 3.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1B | $1.1B | $1.0B | $961M | $991M | $930M | $885M | $900M | $1.2B | $1.1B | $977M |
| Net income | $274M | $268M | $232M | $179M | $285M | $415M | $198M | $313M | $325M | $614M | $226M |
| Free cash flow | $478M | $336M | $285M | $557M | $1.2B | $1.2B | $845M | — | — | — | — |
| EPS (diluted) | $3.71 | $3.53 | $3.08 | $2.38 | $3.54 | $4.52 | $2.06 | $3.13 | $2.99 | $5.58 | $2.09 |
| Net margin | 24.3% | 24.6% | 22.9% | 18.6% | 28.8% | 44.6% | 22.4% | 34.8% | 27.5% | 55.4% | 23.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 11 analysts is $46.73, 7% above the current price; targets range from $40.00 to $51.00; the consensus rating is “Hold”; expected EPS is $3.81 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is BankUnited’s P/E ratio?
About 11.8, based on the last twelve months of diluted earnings per share (forward P/E about 10.4).
Is BankUnited stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 15% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does BankUnited pay a dividend?
Yes. The dividend yield is about 3.01%, and it has paid dividends for 10 years in our data.
Is BankUnited a good stock to buy?
We do not give buy or sell advice. BankUnited scores 3.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.