Chime Financial (CHYM) earnings for the quarter ended September 2026: EPS beats estimates
Chime Financial reported results for the quarter ended September 2026 on November 4, 2026. Adjusted earnings per share came in at $0.11 against the analysts’ average forecast of $0.10, a beat of 14.8%.
Revenue for the quarter was $718 million, up 32.1% from $544 million in the same quarter a year earlier.
The market’s verdict: the stock rose 7.0% on the first trading day after the report.
The last four quarters
Chime Financial has beaten the analysts’ EPS forecast in 4 of the last 4 quarters.
| Quarter | EPS | Forecast | Surprise | Revenue growth | Price reaction |
|---|---|---|---|---|---|
| Sep 2026 | $0.11 | $0.10 | +14.8% | +32% | +7.0% |
| Jun 2026 | $0.07 | $0.02 | +345.3% | +27% | +25.2% |
| Mar 2026 | $0.13 | $0.03 | +302.7% | +25% | −8.6% |
| Dec 2025 | -$0.12 | -$0.18 | +32.1% | — | +17.3% |
What comes next
Analysts expect EPS of $0.20 for the next quarter on average and $0.52 for the fiscal year ending December 31, 2026.
The average analyst price target is $41.90, 25% above the current price of $33.55.
Valuation and score
Chime Financial scores 1.2 out of 5 overall on Stock Analiz (weak), trades at a trailing P/E of about 29.4, and its intrinsic value under moderate assumptions is about 75% below the current market value. Full Chime Financial analysis with 10 years of financials
Frequently asked questions
What was Chime Financial’s EPS for the quarter ended September 2026?
$0.11 adjusted per share, against an analyst consensus of $0.10.
How much revenue did Chime Financial report?
$718 million, up 32.1% year over year.
More
This report was written automatically from the published numbers within hours of the release. It is information, not investment advice.